Terms and Conditions

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Terms and Conditions for ATX Payments

Effective Date: 2/14/2025

Welcome to ATX Payments! These Terms and Conditions (“Terms”) govern your use of our website, services, and any related products provided by ATX Payments (“we,” “us,” or “our”). By accessing or using our website and services, you agree to comply with these Terms and our Privacy Policy. If you do not agree with these Terms, you should not use our website or services.

1. Acceptance of Terms

By using our website and services, you agree to be bound by these Terms and any additional terms or conditions that may apply to specific areas of the website or services. We reserve the right to update or modify these Terms at any time, and your continued use of the website after such changes will constitute your acceptance of the updated Terms.

2. Use of Our Services

• Eligibility: You must be at least 18 years old or the age of majority in your jurisdiction to use our website and services. By using our services, you represent and warrant that you are eligible to do so.
   
• Account Creation: In order to access certain features of our services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update your information as necessary.
   
• User Responsibilities: You agree to use our website and services only for lawful purposes and in accordance with these Terms. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
   

3. Payment and Transactions

• Payment Methods: ATX Payments may process transactions through third-party payment providers. You agree to provide accurate and up-to-date payment information for any services or transactions.
   
• Fees: Any fees associated with using our services will be disclosed at the time of payment. You agree to pay all applicable fees, taxes, and charges related to your use of the services.
   
• Refunds and Cancellations: Refunds, cancellations, and any related requests are subject to our refund policy, which may vary depending on the nature of the transaction. Please review the specific terms related to refunds before making a payment.
   

4. Intellectual Property

• Ownership: All content, trademarks, logos, designs, and intellectual property associated with ATX Payments, including the website, are owned by or licensed to ATX Payments. You agree not to copy, modify, distribute, or otherwise use any of our intellectual property without prior written permission.
   
• Limited License: We grant you a limited, non-exclusive, and non-transferable license to access and use our website and services for personal, non-commercial use, subject to these Terms.
   

5. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our services, you consent to our collection and use of your personal data as described in our Privacy Policy.

6. Prohibited Activities

You agree not to engage in any of the following activities:

• Violating any applicable laws or regulations.
• Engaging in fraudulent, deceptive, or harmful practices.
• Interfering with the functionality or security of our website or services.
• Attempting to gain unauthorized access to our systems, accounts, or data.
• Using our website or services to transmit viruses, malware, or any other harmful code.
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7. Termination and Suspension

We reserve the right to suspend or terminate your access to our website or services at any time, without notice, if you violate these Terms or engage in conduct that we deem harmful to our website, services, or other users.

8. Limitation of Liability

To the fullest extent permitted by law, ATX Payments and its affiliates, employees, and partners shall not be liable for any indirect, incidental, special, or consequential damages, including lost profits, data loss, or business interruption, arising from your use or inability to use our website or services, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless ATX Payments, its affiliates, employees, and partners from any claims, damages, liabilities, or expenses (including legal fees) arising from your violation of these Terms, your use of our website or services, or your breach of any applicable laws or regulations.

10. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes arising out of or related to these Terms or your use of our services shall be resolved through binding arbitration, unless otherwise required by law.

11. Changes to Terms

We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page with an updated effective date. You are encouraged to review these Terms periodically to stay informed about any changes.

12. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

ATX Payments
support@atxpayments.com

By using our website and services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.